United Way continues to lead the Earned Income Tax Credit (EITC) Coalition, offering free tax preparation to local families and individuals with low to moderate income. We’ve increased the use of free tax services throughout the county. Free tax preparation is available in San Diego to most low and moderate income households*. There are two easy ways to see if you qualify to file for free:
If your household* earned $58,000 or less in 2014, log onto www.myfreetaxes.com and file your taxes from the comfort of your home. Online tax filing is available in both English and Spanish.
File in Person:
Most households* earning $53,000 or less in 2014 qualify to file their taxes with a certified preparer. Call 2-1-1 or log onto www.thrivesandiego.org to see if you qualify and make an appointment at a site near you. Tax preparation is available in multiple languages and throughout San Diego County.
*A household includes all individuals listed on your tax return
What to Bring:
To file your taxes, have the following information ready:
Several sites offer additional services, including screening for benefits, nutritional activities, Affordable Care Act enrollment information, and opportunities to enroll in financial education classes. Ask your tax preparer for further details.
Note: Participation in free tax preparation or any other additional services will not impact CalWORKS, CalFRESH, or Medi-Cal benefits.
Earned Income Tax Credit
What is the Earned Income Credit (EIC)?
The Earned Income Credit (EIC) is a tax credit for low- to moderate-income working families and individuals. The EIC can help you reduce your tax liability and, in many cases, put money in your pocket. In general, a tax credit is a dollar-for-dollar reduction of the taxes you owe. The EIC is known as a “refundable tax credit.” This means that if the amount you owe in taxes is less than the amount of the EIC you are eligible to receive, you will receive a check from the government for the difference.
To qualify for the EIC, you must have worked during at least part of the previous year, meet certain income requirements, and file your taxes. You must file your taxes to receive the EIC, even if you did not earn enough money to be required to file. The EIC benefit is retroactive for three years, so review whether you filed for the EIC in recent years. If you meet the eligibility requirements and have not filed for the previous three years you may be entitled to an even larger refund check!
Who Qualifies for EIC?
The following income guidelines for the 2014 Tax Year will help you determine if you may qualify for EIC. The Earned Income Credit threshold for Tax Year 2014 is approximately $47,000 in income. The threshold is based on tax year 2014 EITC AGI limits as shown below:
2015 Tax Year
Earned Income and adjusted gross income (AGI) must each be less than:
$46,997 ($52,427 married filing jointly) with three or more qualifying children
$43,756 ($49,186 married filing jointly) with two qualifying children
$38,511 ($43,941 married filing jointly) with one qualifying child
$14,590 ($20,020 married filing jointly) with no qualifying children
Tax Year 2015 maximum credit:
$6,143 with three or more qualifying children
$5,460 with two qualifying children
$3,305 with one qualifying child
$496 with no qualifying children
Investment income must be $3,350 or less for the year.
For more information about the Earned Income Credit, visit the IRS Website.